Terms and Conditions

Last Updated: March 11, 2026

1. Acceptance of Terms

By accessing and using the Tough Loan Bros website and services, you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.

2. Services Description

Tough Loan Bros provides commercial equipment and truck financing services. We connect businesses with financing solutions for heavy equipment, semi-trucks, construction equipment, and other commercial assets. We are not a direct lender but work with a network of lending partners to find financing solutions for our clients.

3. Eligibility

To use our services, you must be at least 18 years old and have the legal authority to enter into binding contracts. By submitting an application, you represent that you are authorized to do so on behalf of your business.

4. Application Process

When you submit a financing application through our website:

• You agree that all information provided is accurate and complete
• You authorize us to verify your information and obtain credit reports
• You understand that submitting an application does not guarantee approval
• You consent to being contacted regarding your application

5. No Guarantee of Financing

Tough Loan Bros does not guarantee that financing will be approved or that specific terms will be available. All financing decisions are made by our lending partners based on their underwriting criteria. Approval times, interest rates, and loan terms may vary.

6. Fees and Charges

There is no fee to submit an application or receive a quote through our website. Any fees associated with your financing will be disclosed by the lending partner as part of your loan agreement.

7. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Tough Loan Bros and is protected by copyright and trademark laws. You may not reproduce, distribute, or use our content without written permission.

8. Limitation of Liability

Tough Loan Bros shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services. Our total liability shall not exceed the amount of any fees paid by you to us.

9. Indemnification

You agree to indemnify and hold harmless Tough Loan Bros, its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of our services or violation of these terms.

10. Modifications

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services constitutes acceptance of any modifications.

11. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law provisions.

12. Contact Us

If you have questions about these Terms and Conditions, please contact us at:

Tough Loan Bros

Email: [email protected]

Phone: (866) 318-BROS